 LOOKING FOR A HOUSING LOAN

Home and Property Loan Things you need to know before you apply for a home loan A little research before you sign up for a home loan will save a lot of trouble - from unnecessary running around to sub-optimal solutions. How to generate down payment for your home loan How to Select Property? Basis of home loan eligibility Which is the best bank in home finance? Loan Amount Eligibility Joint loan to enhance eligibility Pre-approved projects indicate quality Loan Before Agreement Types of home loans A home loan is a home loan, but there are variations that will determine how you repay the loan and how property loan & home loan interest rate movements impact your loan. Read on before you take a final decision. The Transparent Floating Rate In Home Loans How does Reverse Mortgage work? Reverse mortgage FAQs Loan to Purchase Resale House Property Home-Savers How to get a plot loan How to process my home loan With computerization, home loan process is mostly standardized across all banks like ICICI, HDFC Bank, SBI among others. Once you have found the best home loan rate and decided and negotiated a housing loan, you can quickly close the loan if you know the processes. Home Loan: The Process Bank loan document checklist No Objection Certificate Why is a 'No Objection Certificate Required'? The tax question These days, home loan is very closely equated with tax planning. Many decide on home loan as part of their tax planning process. There is much unverified popular wisdom on tax related matters floating around that it becomes difficult to separate the chaff from the grain. Here we try to explain in simple manner various tax benefit options available in different situations. Tax Implications and Calculations Share Agreement Co-borrowers claim tax deduction benefits with a single certificate issued by the bank Tax deduction benefits on loan repayments on more than one property Tax deduction benefits upto Rs. 1.5 lacs for co-owners Construction completion proof to claim income tax deduction benefits Simultaneous tax deduction benefits for home loan and HRA Claim 100% Tax Benefit Co-owners to change ownership proportion periodically Tax implication for Home-Saver, Home Credit or Smart Home Product Click here for more tax related article Frequently asked questions A little research before you sign up for a home loan will save a lot of trouble - from unnecessary running around to sub-optimal solutions. Bank wants to sell off my home Can I sell my property with a loan outstanding against it? How to change the sanctioned home loan amount Job change during home loan tenure Bank wants the sale agreement seller wants the money. Help! Mortgage Property to the Bank Insure property? Reasons Behind Property Insurance